A week ago, I learned from the village watchman that the 64-year old widower next door had already deserted his home to take up rent through the HUD Senior Housing Program. This is sad news for many of us since he had been a significant figure in our community; a handyman who had served the neighborhood for more than 20 years. Yet his sudden decision to move out didn’t come as a surprise. He had been vocal about the difficulties of maintaining his home while living off his meager pension.

This is just one of the scenarios that we often face in the midst of an aging population. I thought it must be hard for those who have not saved enough for their retirement. Still, we should be thankful that theUSgovernment is doing its part to ensure that special privileges and assistance on housing are given to senior citizens.

 

What Is HUD Senior Housing Program?

Under the Section 202 of Supporting the Elderly Program, the Department of Housing and Urban Development (HUD) offers a special housing arrangement to qualified seniors. Its main objective is to subsidize for the accommodation expenses of the elderly who are living below the average annual income of a particular area. It sets the requirements for both the tenants, as well as the housing units specifically designed to accommodate the elders.

If you know someone who might be qualified for the program, I suggest that you help him/her with the screening process which is performed by the local housing authority. For those who will be considered for the subsidy, only 30% of the rent will be charged to them.

 

Requirements To Qualify For The HUD Senior Housing

HUD Senior Housing ProgramHUD has set the criteria for qualifying in the senior housing program. This is being implemented to make sure that the government assistance goes to those who need it the most. The eligibility of an elderly applicant is determined by the local housing authority through a tenant screening. A senior citizen must provide the necessary documents which will verify his age,UScitizenship, income and current residence status.

As per HUD criteria, an applicant must be at least 62 years of age. However, the government agency allows any senior who is below the minimum age requirement to be admitted to the program if he has proof of disability. Another qualification is the minimum income which should be at least 50% below the median income of the county or city where he is currently residing.

 

Exemptions Under Law

HUD in its discretion may also deny applications which it deemed unqualified. For example, if you have been found to have a criminal record, you will automatically be rejected from the program. The same thing applies if you do not have a legalUSresidency status. Applicants are also likely to be denied if the household include younger family members.

 

Options For Accommodations

HUD Senior Housing ProgramThe most common type of housing for seniors is the retirement community. A housing unit can be an apartment building or a complex where several other seniors reside. For those who want to live outside these public residence units, they may apply for a Housing Choice Voucher under the Section 8 of the HUD Senior Housing Program.